Social Security offers a minimum benefit to retired workers with very low career earnings. However, according to the final paper in a series of issue briefs on modernizing Social Security … more Why Social Security’s Minimum Benefit Needs Fixing
Industry News & Reference
How Secure Is Employment at Older Ages? Not Very.
Nearly half of full-time workers ages 51 to 54 experience job loss after age 50 that substantially reduces earnings for years or leads to long-term unemployment, which then … more How Secure Is Employment at Older Ages? Not Very.
Transamerica: 46 Percent of Retirees Say They Are Financially Prepared
Fewer than half of retirees (46 percent) agree that they have built a large enough retirement nest egg, with only 16 percent “strongly” agreeing and 30 percent “somewhat” … more Transamerica: 46 Percent of Retirees Say They Are Financially Prepared
December HMBS 2018 Part II: Fixed A-Fixin’ For Extinction (Or At Least Constriction) Due To HUD Restrictions
HMBS float fell again in December as big payoffs continued to outweigh falling issuance. With just over $900 million in payoffs, total outstanding HMBS ended the month at … more December HMBS 2018 Part II: Fixed A-Fixin’ For Extinction (Or At Least Constriction) Due To HUD Restrictions
Longevity Could Exacerbate Challenges Facing Retirees
As Americans continue to live longer lives, they will by challenged by high out-of-pocket medical expenses, the possibility of making financial mistakes due to declining cognitive abilities and … more Longevity Could Exacerbate Challenges Facing Retirees
Reverse Mortgage Education Week 2018 Recordings
During Reverse Mortgage Education Week, the National Reverse Mortgage Lenders Association hosts a series of free informational webinars for older homeowners, their loved ones, and the professionals who … more Reverse Mortgage Education Week 2018 Recordings
Financial Assessment Is Working (Part IV)
Financial Assessment is still working. FHA’s new policy of requiring a financial assessment (“FA”) of the borrower’s ability to pay has cut tax and insurance default by nearly … more Financial Assessment Is Working (Part IV)
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