2020 Virtual Annual Meeting Conference Book

www.nrmlaonline.org 2020 Annual Conference 21 Speaker Bios Christina Harmes Hika, CRMP, C2 Financial Corp. Christina Harmes Hika, CRMP, is a top producer for C2 Reverse, a Division of C2 Financial Corp, the largest mort- gage broker in the country. She has 17 years of experience in real estate, mortgage lending and eight years specializing in reverse mortgages. She achieved her Certified Reverse Mortgage Professional designation at age 30, the youngest to do so. She began implementing technology and tools from the forward side and real estate world five years ago when she noticed the need to become more efficient. Tech tools became necessary to coordinate with other loan officers, their clients, the clients’ children, lawyers and financial advisors in various locations with different schedules. She could see they all could potentially block to the process if left out of the conversations. Christina believes there's some magic in the "face to face" or "Kitchen table" approach to reverse, she has helped bring that same feel to her work with clients virtually. Matt Harrison, loanDepot Matt has been in the real estate and mortgage industry for nearly 20 years. He currently works for loanDepot as a home loan strategist and has made HECM loans his niche. He is also a Certified High Trust Coach in the Todd Duncan eco- system. David Horne, David L. Hrone, LLC David has spent most of the past 20 years providing government relations advocacy and strategic advice for a broad range of clients. Prior to starting his own lobbying practice, David spent six years working for Representative Rick Lazio (R - NY) as his Chief of Staff and Senior Counsel for the House of Representatives’ Banking, Housing, and Community Opportunity Committee. During 2008 - 2009, he was the Chief of Staff for the Department of Housing and Urban Develop- ment. In addition to National Reverse Mortgage Lenders Association, some of David’s current and past clients include Community Mortgage Lenders of America, Multifamily Lenders Council, Veterans United, Freddie Mac, National Association of Realtors, and the International Swaps and Derivatives Association. Dan Hultquist, CRMP, Finance of America Reverse LLC Dan Hultquist published “Understanding Reverse – Simplify- ing the Reverse Mortgage” in 2014 to be a comprehensive resource for both consumers and professionals alike. It has become a go - to handbook for many top reverse mortgage brokers, direct lenders, attorneys and servicers and is updated annually to reflect notable industry changes. He currently serves as Vice President of Organizational Development with Finance of America Reverse. Hultquist has spoken nationally on the topic of reverse mortgages and his training sessions have exceeded 25,000 in attendance over the last decade. He is a Certified Reverse Mortgage Professional (CRMP) and former co - chair of NRMLA’s Education Committee. He also teaches continuing education courses that serve as annual requirements for CRMPs. Hultquist is a Penn State graduate with a BA in Labor and Industrial Relations and obtained an MBA from Kennesaw State University.