Welcome to the Certified Reverse Mortgage Professional (CRMP) web page.
One of our goals as an industry trade association is telling consumers with confidence, you can depend on a NRMLA member. Saying it is one thing; proving it is another. That is why NRMLA created the Certified Reverse Mortgage Professional (CRMP) designation.
In every industry, there are individuals who strive to excel. They often do so by earning a credential that distinguishes them as being among the most knowledgeable, the most competent and the most ethical and professional.
They make a considerable investment in both time and personal income because they believe in themselves, they believe in the customers they serve, and they believe in the service or product they offer.
They want to distinguish themselves from the pack.
If you are interested in learning more, please consult the various documents provided on this page. Additional questions can be emailed to Darryl Hicks, Vice President of Communications at NRMLA, at email@example.com.
- Candidate Handbook. Describes eligibility requirements, earning continuing education credits, annual recertification and exam preparation.
- Code of Ethics. All CRMPs must follow a Code of Ethics established by the Independent Certification Committee. Serious violations may result in the revocation of a designee’s CRMP status.
- Exam Blueprint. The exam blueprint shows the areas covered in the examination and percentage of questions pertaining to those areas.
- Independent Certification Committee Roster. The ICC is the governing body that oversees the administration of the CRMP credential.
- Online CE Course List. The following online courses have been approved for CRMP credits. You may submit these courses on the exam application, or for recertification. (Updated September 12, 2018)
- Recertification Handbook. Describes the requirements for maintaining the designation once you earn it.
- Roster of CRMPs. The following individuals have earned the designation and are listed on NRMLA’s consumer site, ReverseMortgage.org.
- Submitting CE Course for Review. If you completed a continuing education course that has not been approved by the Independent Certification Committee, please follow these instructions for submitting the course to be reviewed by the Eligibility Committee.
- Track Your CE Credits. Use this tracking sheet to document courses you take through out the year.
PLEASE NOTE: There is no study guide for taking the CRMP exam. However, the exam questions are taken directly from mortgagee letters, HUD handbooks and other regulations that govern the HECM program. We provide links to these regulations below.
- CFR 24 Part 206 (HECM regulation as published in the Code of Federal Regulations)
- HECM Financial Assessment & Property Charge Guide (Revised July 13, 2016)
- HUD Handbook 4235.1
- HUD Handbook 4060.1 (Mortgagee Approval Handbook)
- HUD Handbook 4330.1, Chapter 13 (Administration of Insured Mortgages)
- HECM Mortgagee Letters (1988-present)
- HUD Handbook 7610.1 (HECM Counseling Protocol)
- HECM Underwriting/HUD Knowledgebase