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Reverse Mortgage Magazine, January-February 2018 Issue

The January-February issue of NRMLA’s awarding-winning Reverse Mortgage magazine, appropriately the first of a new year, is devoted to some of the best ideas, approaches and strategies presented at the 2017 Annual Meeting & Expo in San Francisco.

“Obstacles and setbacks are not holding us back,” wrote Editor Marty Bell in his introduction. “They are pushing us forward. They are inspiring creative thinking. You can’t sell a product that used to exist. You have to sell what now exists.”

Contributing writer Mike McCully of New View Advisors explains how the latest regulatory changes will improve the product and encourage investors, staff writer Mark Olshaker summarizes views expressed by NRMLA’s executive leadership for building future success, Bell writes about attorney Barry Sacks’ latest research on an active retirement funding strategy that utilizes home equity to reduce the risk of portfolio exhaustion, and Associate Editor Darryl Hicks interviews Barbara Kingsley on the art of communicating complex financial concepts in plain language.

Download the full issue

Become a Certified Reverse Mortgage Professional

CRMP

One of our goals as an industry trade association is telling consumers with confidence, you can depend on a NRMLA member. Saying it is one thing; proving it is another. That is why NRMLA created the Certified Reverse Mortgage Professional (CRMP) designation.

In every industry, there are those individuals who strive to excel. They often do so by earning a credential that distinguishes them as being among the most knowledgeable, the most competent and the most ethical and professional.

Learn more

 

Industry & Member News

New Study Evaluates Impact of Aging on Federal Budget

A new policy paper authored by Brookings Institute senior fellow Louise Sheiner, titled The Long-Term Impact of Aging on the Federal Budget, examines the effects of an aging population on federal spending on entitlement programs and the implications for the country’s overall debt burden, interest rates and productivity.  In just 20 years, Americans age 65 … more New Study Evaluates Impact of Aging on Federal Budget

Stanford Research Advocates Reverses For Consumers Evaluating Retirement Income Options

Reverse mortgages should be one of the tools that retirees and their financial advisers consider on a case-by-case basis when evaluating options for improving retirement security, according to a new study published by the Stanford Center on Longevity, in coordination with the Society of Actuaries, titled Optimizing Retirement Income by Integrating Retirement Plans, IRAs, and … more Stanford Research Advocates Reverses For Consumers Evaluating Retirement Income Options

CFPB Seeks Public Input On Its Policies and Practices

The Consumer Financial Protection Bureau said this week that it will be issuing a “call for evidence” in the coming weeks to ensure the Bureau is fulfilling its proper and appropriate functions to best protect consumers. The CFPB will publish in the Federal Register a series of Requests for Information (RFIs) seeking comment on enforcement, … more CFPB Seeks Public Input On Its Policies and Practices

HECMs and a Looming Government Shutdown

Lawmakers have until midnight tomorrow to pass a continuing resolution that keeps the government open until a longer-term spending plan can be approved. If a shutdown occurs, it will not impact your clients’ ability to receive monthly payments or access funds from their lines of credit. However, FHA will stop insuring new HECM reverse mortgages … more HECMs and a Looming Government Shutdown