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Reverse Mortgage Magazine, March-April 2018 Issue

Our cover story for this month’s issue of Reverse Mortgage magazine examines the reverse mortgage market in California. While it has the largest population of any state, the next three largest states – Texas, Florida and New York – have a combined population that is almost twice that of California. And yet, California has more reverse mortgages than those three states combined. It takes a lot more than just population to explain this. So we went out to search for other reasons, thinking at least some of the answers might be replicable and thereby help the industry build up other markets.

The magazine issue also features an analysis of FHA’s Mutual Mortgage Insurance Fund written by staff writer Mark Olshaker. On the one hand, the MMI provides borrowers with valuable protection and creates a level of trust in the market. On the other hand, the statutory requirement that it be net neutral in each fiscal year’s book of business has led to frequent adjustments to the HECM program that rattle businesses and create consumer confusion. Olshaker reports on these issues as well as on how HECMs ended up in this fund and what the new options may be.

Download the full issue

Become a Certified Reverse Mortgage Professional


One of our goals as an industry trade association is telling consumers with confidence, you can depend on a NRMLA member. Saying it is one thing; proving it is another. That is why NRMLA created the Certified Reverse Mortgage Professional (CRMP) designation.

In every industry, there are those individuals who strive to excel. They often do so by earning a credential that distinguishes them as being among the most knowledgeable, the most competent and the most ethical and professional.

Learn more


Industry & Member News

Choosing the Right Home Environment

Should I Stay Or Should I Go? This consumer toolkit from the National Reverse Mortgage Lenders Association will help older homeowners consider whether their current home environment will best serve their need as they age. NRMLA’s toolkit guides readers through a wide selection of housing possibilities. As reverse mortgage professionals and members of the National Reverse Mortgage Lenders Association, … more Choosing the Right Home Environment

Reverse Mortgage Education Week Webinar Calendar

During Reverse Mortgage Education Week, the National Reverse Mortgage Lenders Association hosts a series of free informational webinars for older homeowners, their loved ones, and the professionals who serve them, to explain how the loans can be used to supplement retirement savings and support aging in place. Join a webinar and share the information with … more Reverse Mortgage Education Week Webinar Calendar

CFPB Seeks Public Input on New and Existing Rules

The Consumer Financial Protection Bureau this week issued a new Request for Information (RFI) that seeks public input on whether the Bureau should amend previously published rules or publish new ones. The CFPB will begin accepting comments once the RFI is printed in the Federal Register, which is expected on or around March 19. The … more CFPB Seeks Public Input on New and Existing Rules

NRMLA CEO Rebuts Erroneous Op-Ed

The Baltimore Sun and Frederick (MD) News Post published letters to the editor written by NRMLA President and CEO Peter Bell last week in response to false and misleading statements about reverse mortgages by author Art Ernst in a March 1 opinion piece. “In his recent commentary, ‘Don’t Fall Victim to the Reverse Mortgage Con,’ … more NRMLA CEO Rebuts Erroneous Op-Ed