Loading Events

« All Events

  • This event has passed.

2024 NRMLA Eastern Regional Meeting

May 29 @ 9:30 am - 5:30 pm

NRMLA is pleased to announce that the list of confirmed speakers for the Eastern Regional Meeting on May 29 in Washington, DC, is set.

Why it matters: Every week something new is going on in the HECM world. We have a slate of government officials and subject matter experts who will be on hand to provide live, timely updates on the industry’s current trajectory.

Confirmed speakers include:

  • Sarah Edelman, Deputy Assistant Secretary for Single-Family Housing, U.S. Department of Housing and Urban Development.
  • Sam Valverde, Acting President, Ginnie Mae.
  • Kevin Stevens, Senior Manager, Mortgage Markets, Consumer Financial Protection Bureau.
  • Laurie Goodman and Ted Tozer of the Urban Institute.
  • Adrian Prieto, SVP, Wholesale Lending & Third-Party Affiliates, Longbridge Financial, LLC and much more.

Registration instructions:

  • Click the Register Now link located in the upper righthand column. Select Existing Customer.
  • Log in with your username and password. Once you’re logged in, select “Eastern Regional Meeting” and follow the registration process.
  • If you don’t know your username and password, please contact Darryl Hicks at dhicks@dworbell.com and he will share that information with you.
  • On the payment page, please check the box, “I am not a robot” to complete the registration.

Hotel Room Block
If you need a room, please contact Membership and Events Manager Hannah Seivers at hsievers@dworbell.com.

*For administrative reasons, NRMLA no longer allows individuals to reserve multiple rooms under a single name.

Sponsorship Opportunities
NRMLA will be offering an assortment of sponsorship packages that will put you front and center before the key decision-makers in the reverse mortgage industry. For more information, contact Natalie Matter Bellis, Account Executive at YGS Group, at 717-580-8184 or by email at Natalie.matterbellis@theYGSgroup.com.

Cancellation Policy
All conference cancellation requests must be received by emailing Hannah Sievers at hsievers@dworbell.com. A $20 cancellation fee will be applied to all cancellation requests received on or before April 25, 2024. A $50 cancellation fee will be applied to all cancellation requests received between April 26 and May 16, 2024. No refunds will be issued for cancellation requests received on or after May 17, 2024.

Show Full Agenda

Wednesday, May 29

Time Description

Registration Desk Open

The registration desk will be open from 8:00 am to 5:45 pm in the Crown Jewel Foyer.


Advocacy Update: NRMLA’s Leadership Discuss Industry Priorities

NRMLA’s chairman and president, who advocate daily on your behalf, will share legislative/policy initiatives, member engagement, and other committee activities.


  • Steve Irwin, President, NRMLA, Washington, DC
  • Mike Kent, Senior Vice President, Corporate Development and Investor Relations, PHH Mortgage/Liberty Reverse Mortgage, Rancho Cordova, CA


As president of NRMLA, Steve Irwin oversees the association’s initiatives to serve as an educational resource, policy advocate and public affairs center for consumers, lenders and related professionals. His background includes experience with strategic planning, organizational design, portfolio acquisition, risk management and quality control. He received his B.A. from Grinnell College and his MBA from the University of San Francisco.


Michael Kent has served as President of Liberty Reverse Mortgage since April 2015. Before joining Liberty, Kent spent four years at Reverse Mortgage Solutions, Inc. (RMS) where he was President of Loan Originations. In addition to his reverse background, he has over 30 years of “forward” mortgage experience, and he has held leadership roles across various lending functions, including sales, operations, and secondary markets. He currently serves as Co-Chairman of the National Reverse Mortgage Lenders Association. Michael was born and raised in Chicago and attended Southern Illinois University, Carbondale. He has been involved in several not-for-profits working in the areas of homelessness, world hunger, and women’s cancer. Mike is married to Sandy Kent (formerly Tennekoon) another industry veteran. They have a blended family of seven incredible children. Mike and Sandy live on the edge of the Tahoe National Forest in Nevada City California.


Political Analysis and Insights

NRMLA’s legislative team will offer insights on Congress and its legislative priorities through the upcoming elections.

Host: Peter Bell, CEO, NRMLA, Washington, DC

  • Melody Fennel, Fennel Consulting, LLC, Alexandria, VA
  • David Horne, David L. Horne, LLC, Washington, DC
  • Scott Olson, Olson Advocacy Group LLC, Arlington, VA


Peter Bell is the founder and CEO of the National Reverse Mortgage Lenders Association. He has a 48-year background as a housing policy analyst and advocate in Washington, DC. In addition to his work on reverse mortgages and retirement finance issues, he is a nationally recognized authority on affordable housing development and finance issues and is frequently called upon to testify before Congress or advise federal agencies on housing matters. In addition to NRMLA, Bell also serves as the CEO of the National Housing & Rehabilitation Association and as Executive Director of the Telluride Society for Jazz, the nonprofit presenter of the annual Telluride (Colorado) Jazz Festival.

Melody H. Fennel is a public policy and government relations consultant, specializing in service to affordable housing and banking clients. Previously, she served as Assistant Secretary for Congressional and Intergovernmental Relations at the United States Department of Housing and Urban Development. Prior to her appointment to the Executive Branch, Fennel served the United States Senate Banking Committee as its chief housing finance and economic development policy advisor. As an in-house industry lobbyist, she represented the National Association of Home Builders and advocated for the National Council of State Housing Agencies. Ms. Fennel is a graduate of Vassar College.

David has spent most of the past 25 years providing government relations advocacy and strategic advice for a broad range of clients. Prior to starting his own lobbying practice, David spent six years working for Representative Rick Lazio as his Chief of Staff and Senior Counsel for the House of Representatives Banking, Housing, and Community Opportunity Committee. During 2008-2009 David was the Chief of Staff for the Department of Housing and Urban Development. In addition to National Reverse Mortgage Lenders Association, some of David’s current and past clients include, Multifamily Lenders Council, Veterans United, Freddie Mac, National Association of Realtors, American Land Title Association, Real Estate Valuation Advocacy Association, and the International Swaps and Derivatives Association. David received a Bachelor of Arts from Cornell University and a law degree from Georgetown University Law Center, graduating Magna Cum Laude.

Scott Olson is the President of Olson Advocacy Group, a firm he founded in September 2011 to provide advocacy, lobbying, and consulting services in the area of financial services, specializing in mortgage finance and housing. Previously, Mr. Olson spent over 20 years working on Capitol Hill, 15 of which he served on the House Financial Services Committee, where he was the Housing Policy Director, Democratic Staff. Mr. Olson also has six years of private sector experience as a public finance investment banker, and four years of experience in commercial real estate finance and investments. He graduated with an M.B.A. from UCLA and a B.A. from Stanford University.






NRMLA is pleased to welcome HUD Deputy Assistant Secretary for Single-Family Housing Sarah Edelman. In conversation with NRMLA Chairman Mike Kent, DAS Edelman will provide updates on recent policy changes and the impacts that they are having on HECM program performance, as well as FHA’s priorities for the balance of 2024.


Sarah Edelman was recently appointed to serve as the Deputy Assistant Secretary (DAS) for the Office of Single-Family Housing (OSFH) within the Department of Housing and Urban Development’s Office of Housing. In this role, Sarah is responsible for overseeing the Federal Housing Administration’s (FHA) insurance-in-force portfolio of more than eight million loans with an unpaid principal balance of more than $1.2 trillion. Additionally, she is responsible for managing all aspects of FHA’s single-family housing operations including origination and servicing policy, information technology strategy, quality control and lender enforcement, and institutional risk management. In this role, Sarah is also responsible for the management oversight of more than 700 employees. Immediately before assuming the role of the OSFH DAS, Sarah served as the senior director of Environmental and Social Impact and directed the Duty to Serve affordable initiatives at Fannie Mae. Before that, she worked in Housing Policy at the Center for American Progress for five years, served as a research fellow in the office of Senator Sherrod Brown, and was a graduate fellow at the Federal Deposit Insurance Corporation. Sarah was also both a Peace Corps and an AmeriCorps Vista volunteer.


Insights from the Urban Institute

The Urban Institute, one of America’s most respected policy research organizations, has authored white papers that recommended changes for making the HECM program more appealing to consumers and enhancing issuer liquidity. The authors of these papers will discuss their recommendations in greater detail and share observations on the current marketplace.


  • Laurie Goodman, Institute Fellow, Housing Finance Policy Center Urban Institute, Washington, DC
  • Ted Tozer, Nonresident Fellow, Housing Finance Policy Center, Urban Institute, Washington, DC


Laurie Goodman is an Institute fellow and the founder of the Housing Finance Policy Center at the Urban Institute. The center provides policymakers with data-driven analyses of housing finance policy issues they can depend on for relevance, accuracy, and independence. Before joining Urban, Goodman spent 30 years as an analyst and research department manager at several Wall Street firms. From 2008 to 2013, she was a senior managing director at Amherst Securities Group LP, a boutique broker-dealer specializing in securitized products, where her strategy effort became known for its analysis of housing policy issues. She began her career as a senior economist at the Federal Reserve Bank of New York. Goodman was inducted into the Fixed Income Analysts Hall of Fame in 2009. She has a BA in mathematics from the University of Pennsylvania and an AM and PhD in economics from Stanford University.

Theodore (Ted) Tozer is a non-resident fellow at the Urban Institute’s Housing Finance Policy Center (HFPC). Immediately prior to joining HFPC, he was a senior fellow at the Milken Institute’s Center for Financial Markets. Previously, Tozer served as the president of Ginnie Mae for seven years, bringing with him to the institution more than 30 years of experience in the mortgage, banking, and securities industries. During his time at Ginnie Mae, Ted led the modernization effort of the Ginnie Mae Securitization Platform and oversaw the transition for a depository-dominated issuer base to an independent mortgage banker-dominated base. Before joining Ginnie Mae, Tozer served as senior vice president of capital markets at the National City Mortgage Company (NCM) for more than 25 years, overseeing pipeline hedging, pricing, loan sales, loan delivery, and credit guideline exceptions. He holds a bachelor’s degree in accounting and finance from Indiana University.


NRMLA Lunch-Crown Ballroom (At 12:15 pm, we will present our special luncheon speakers)

Special Luncheon Speakers: NRMLA’s Outside Counsel Jim Brodsky and Bob Niemi of Weiner Brodsky Kider, PC, Washington, DC


Jim, a law firm founding member, advises clients on strategic business initiatives, federal compliance and regulatory matters, mergers and acquisitions, asset purchases and sales, and secondary mortgage market transactions. As a former HUD Deputy Assistant Secretary, he has deep experience in FHA and Ginnie Mae (as well as Fannie Mae and Freddie Mac) requirements, issues and opportunities, and also is Co-General Counsel of the National Reverse Mortgage Lenders Association. Jim is a Director of Enterprise Community Development, the nation’s fifth largest affordable housing developer and community owner with well over a billion dollars of investments in almost 13,000 homes with more than 21,000 residents in 112 communities in four mid-Atlantic states and the District of Columbia.

Bob Niemi is the Director of Government Affairs for Weiner Brodsky Kider. Bob brings a unique perspective from his experience and relationships to advise lenders on a wide array of regulatory and compliance matters, including state licensing, examination survival, and acquisitions. His commitment to the industry extends beyond his day-to-day responsibilities at WBK, serving as the Chair of the American Association of Residential Mortgage Regulators Advisory Council, Vice Chair of the Certified Mortgage Banker Society for the MBA and Second Vice President of the MBA of Florida. These positions underscore his dedication to fostering a regulatory environment that supports both industry integrity and consumer protection. Bob’s background as a former regulator and NMLS Ombudsman provides him with unique insight into the complexities of mortgage regulation and enforcement. This experience and his extensive network of industry and regulatory contacts are invaluable in his current role, where he navigates the intricate landscape of government affairs, advocating for policies that ensure a fair and stable mortgage marketplace at both the state and national levels. Renowned for his strategic approach and forward-thinking, Bob’s contributions to the mortgage industry have been instrumental in shaping regulatory practices and policies.



State of the HMBS Market

In conversation with consultant and NRMLA Board member Mike McCully, Acting Ginnie Mae President Sam Valverde will discuss his role within Ginnie Mae, secondary market issues and trends, and the critical work that he and his colleagues are undertaking to reduce liquidity pressures within the HECM Mortgage-Backed Securities (HMBS) program.


Michael McCully is a career investment banker with more than 40 years of transaction, investment, and operational experience. New View Advisors provides strategic advisory, product development, credit risk management, and valuation services to the reverse mortgage industry. Mike worked on some of the mortgage industry’s earliest structured cash flow transactions before establishing himself in corporate finance and M&A in the 1990s. In the decade prior to forming New View Advisors in 2008, he led teams of professionals to buy, sell, and operate portfolio companies at Lehman Brothers, including Financial Freedom Senior Funding Corporation, then the nation’s largest reverse mortgage originator and servicer. Mr. McCully received his BA in Economics from Cornell University.

Sam I. Valverde was named Acting President of Ginnie Mae in May 2024, after previously serving as the organization’s Principal Executive Vice President since January 2023. He began his tenure at Ginnie Mae in March 2022 to serve as the Executive Vice President and Chief Operating Officer. As Acting President, Mr. Valverde leads Ginnie Mae’s mission to link the United States housing market to the global capital markets, thus providing low-cost financing for federal housing programs and making affordable housing a reality for millions of Americans. Prior to joining Ginnie Mae, Mr. Valverde was most recently Supervisory Attorney Advisor at the Federal Housing Finance Agency (FHFA) in the Division of Conservatorship Oversight and Readiness. In that role, he led agency-wide projects intended to support greater access to mortgage credit and affordable rental opportunities for working families. Prior to joining public service, Mr. Valverde began his career as a securities lawyer at Davis Polk & Wardell LLP. Mr. Valverde received his J.D. from Yale Law School and an A.B. from Dartmouth College.




An Update From the CFPB

NRMLA is pleased to welcome Kevin Stevens, Senior Manager in the Mortgage Markets Division at the Consumer Financial Protection Bureau, who will discuss the role of his department within the CFPB, marketplace issues and trends that the CFPB is closely monitoring, and initiatives related to reverse mortgages that the agency may be working on or considering.


Kevin Stevens is a Senior Manager for Mortgage Markets at the Consumer Financial Protection Bureau (CFPB), where he focuses on monitoring market activities and developments in mortgage originations. Kevin joined CFPB in October 2022. Prior to CFPB, Kevin was the Acting Director for the Office of Single Program Development for the Federal Housing Administration (FHA) in the Department of Housing and Urban Development (HUD) since August 2019 where he led the development and implementation of FHA’s origination policies. Prior to serving as acting office director, Kevin was the Director of the Home Mortgage Insurance Division within the office since 2014 and the Deputy Division Director since 2011. Kevin first joined HUD in 2008 serving in the RESPA and SAFE Act offices. Prior to his government service, Kevin began his career in the mortgage industry in 1992 holding several origination positions for different regional mortgage lenders including seven years as a Regional Manager/Account Executive with American Mortgage Express. Kevin holds a bachelor’s degree in economics from Roanoke College.




What’s In the New HECM Handbook?

NRMLA’s HUD Issues Committee has spent a great deal of time digesting HECM policy changes published last fall, as well as subsequent updates, in the Single-Family Housing Policy Handbook 4000.1. The committee’s leadership will discuss the more critical changes and what they mean for your business.


  • Elly Johnson, President, All Reverse Pro, Hiram, GA
  • Kelly McCabe, VP, Credit Reverse Lending Division, CrossCountry Mortgage,
    Randolph, NJ
  • Sarah Young, Director of Operations, Mutual of Omaha Reverse Mortgage,
    San Diego, CA


Elly Johnson has spent over 45 years in mortgage banking, including 32 years in an executive capacity with several of the industry’s largest reverse mortgage originators and servicing providers. She now uses her years of experience and knowledge of the reverse mortgage industry to assist others in all aspects of the business as the owner and President of All Reverse Pro. She is an active NRMLA member, industry speaker, co-chair of the NRMLA HUD Issues Committee, and a member of the NRMLA Executive Committee and Board of Directors. In 2017, Elly received a “Career Achievement Award” from NRMLA for her thoughtful and tireless leadership in the reverse mortgage industry.

Kelly has been working in both the forward and reverse mortgage industries for over 30 years. She is a subject matter expert in the HECM program partnering with sales, operations, underwriting, closing and insuring loans. Throughout her career, Kelly successfully led operations and risk teams, mentored underwriting schools to develop their abilities to risk assess with efficiency, strengthen their product knowledge, and successfully mitigated loan sales and audits both internal and external for many leading organizations. Without hesitation, she offers her expertise on many of NRMLA’s committees. She has great passion to help educate and grow the purchase program to be seen as a mainstream product. She is a subject matter expert for the purchase product partnering with many successful loan officers to build their careers solely based on this product. She is seen as an advocate to make sure the senior is educated correctly to understand the HECM program from origination through servicing of the loan, so they can age in place or buy their final primary dream home.

Sarah Young has served as the Director of Operations at Mutual of Omaha Reverse Mortgage since January 2023. Before that, she was Retail Operations Manager. Prior to joining Mutual of Omaha, Young was the reverse mortgage operations manager at First National Bank of Layton, Proficio Mortgage Ventures, LLC and Resolute Bank.


Loan Originator Roundtable

In this free-flowing discussion, we invited subject matter experts to discuss opportunities to drive engagement and build referral business through social media and CE.

Host: Adrian Prieto, SVP, Wholesale Lending & Third-Party Affiliates, Longbridge Financial, LLC

  • Lisa Moriello, CRMP, National Reverse Mortgage Sales Leader, loanDepot, Shelton, CT
  • Richard Thorpe, Divisional Vice President, CrossCountry Mortgage, Melville, NY


Adrian Prieto is Senior Vice President of Wholesale Lending and Third-Party Affiliates. In his role with Longbridge, Prieto leads the Account Executive and Partner Liaison teams to focus on wholesale business growth, with an emphasis on the broker, principal agent, and closed loan seller channels. With a career in wholesale and retail management spanning two decades, Prieto has spent most of the past 18 years in the reverse mortgage industry. His management experience in the reverse mortgage space includes role with lenders such as Financial Freedom, Senior Funding, American Advisors Group (AAG), Liberty Home Equity Solutions, and HighTechLending.

Lisa Moriello’s career spans 39 years in the forward mortgage business and 30-plus years in reverse. Moriello manages the Shelton, CT, branch for loanDepot, a mortgage company headquartered in southern California that has originated more than $165 billion in mortgages over the past decade. In her role as National Reverse Mortgage Sales Leader for loanDepot, Lisa manages 150 certified reverse mortgage loan officers across the country.


Richard Thorpe has over 33 years of experience in the mortgage industry with 20 of them being directly in the reverse mortgage space. He is a proven sales leader that takes a company to new heights in terms of sales. Over the years, Richard has held leadership roles for top companies, such as The Bank of New York, EverBank Reverse Mortgage, MetLife, Security One Lending, Reverse Mortgage Funding and most recently with CrossCountry Mortgage. It is here that Richard is growing the salesforce from a startup reverse department to the soon-to-be top retail sales team in the industry. He moves forward with the attitude of “Whatever it takes” supporting his team to get the job done. He is committed to creating a sales environment that will allow his sales team to excel.


Networking Reception-Sapphire Room and Terrace

After a long day of learning, join us for a light reception to wind down and network with your professional peers and vendors.

Sponsored by


Conference ends

Last modified:

Cutoff Date NRMLA Member Non-Member
Early Registration
April 26, 2024
$175.00 $225.00
Regular Rate
May 28, 2024
$200.00 $275.00
Onsite Registration
May 29, 2024
$250.00 $300.00

Premier Patron

Gold Patron

Silver Patron

Reception Patron

Media Partner


May 29
9:30 am - 5:30 pm