Registration Desk Open
The registration desk will be open from 11:00 am to 5:00 pm. in the James Ballroom Foyer.
NRMLA Board of Directors Meeting (Closed session)
Guest Speaker: Mark Schniepp, PhD, California Economic Forecast
NRMLA kicks off our first in-person meeting in two years with a distinguished guest speaker. Economist Mark Schniepp will address the most current evidence on the U.S. and California economies including the housing market, and discuss the likelihood and risks of inflation, higher interest rates, war, supply chain issues, financial market concerns, and a possible new wave of coronavirus.
Mark Schniepp Bio
Dr. Schniepp is currently Director of the California Economic Forecast in Santa Barbara. The Company prepares forecasts and commentary on the regional economies of California. Dr. Schniepp prepares economic analysis and county level forecasts for Cal Trans, Kaiser Permanente, The California State Auditor’s Office, and other organizations throughout California He develops regional real estate and economic forecast publications and presents the findings at large public conferences in Ventura County, the Santa Clarita Valley, and Santa Barbara County. Dr. Schniepp served as Director of the Economic Forecast Project at the University of California, Santa Barbara, between 1988 and 2000. As a past member of the faculty of the Department of Economics at the University of California, Santa Barbara, he taught intermediate micro-economic and macroeconomic theory, applied regional modeling, applied econometrics, and forecasting. Dr. Schniepp also served as senior economist to the California State Controller from 1999 to 2003. Dr. Schniepp has a Ph.D. in economics from the University of California.
Executive Committee Roundtable
Here’s your chance to engage directly with NRMLA’s top leadership who act on your behalf to further the reverse mortgage business. Get updates on member engagement, advocacy, PR, DEI and other committee activities.
- Joe DeMarkey, Strategic Business Development Leader, Reverse Mortgage Funding LLC, Holliston, MA
- Steve Irwin, President, President, NRMLA, Washington, DC
- Michael Kent, President, PHH Mortgage Corp. dba Liberty Reverse Mortgage, Rancho Cordova, CA
- Scott Norman, Vice President of Field Retail & Government Relations at Finance of America Reverse LLC, Austin, TX
Joe DeMarkey Bio
Joseph DeMarkey is the strategic business development leader of Reverse Mortgage Funding LLC. He is also responsible for government and industry relations. Previously, he was an assistant vice president at MetLife Bank, N.A., where he was responsible for sales management, product development, strategic business development and government and industry relations for the reverse mortgage division beginning in 2008. From 1998 to 2008, DeMarkey was a vice president at EverBank Reverse Mortgage Co. (formerly BNY Mortgage Company) where he managed retail sales and government and industry relations. He has served on NRMLA’s Board of Directors since 2003, was co-chairman from 2007 to 2009 and from 2012 to 2018 and currently serves as chairman of the Executive Committee.
Steve Irwin Bio
As president of NRMLA, Steve Irwin oversees the association’s initiatives to serve as an educational resource, policy advocate and public affairs center for consumers, lenders and related professionals. His background includes experience with strategic planning, organizational design, portfolio acquisition, risk management and quality control. He received his B.A. from Grinnell College and his MBA from the University of San Francisco.
Michael Kent Bio
Michael Kent has served as the President of Liberty since April 2015. Before joining Liberty, Michael spent four years at Reverse Mortgage Solutions, Inc. (RMS) and was the President of Loan Originations. In addition to his reverse background, he has over 30 years of “forward” mortgage experience, and has held leadership roles across various lending functions, including sales, operations, and secondary markets. He currently serves as an officer for the National Reverse Mortgage Lenders Association (NRMLA). Michael was born and raised in Chicago Illinois and attended Southern Illinois University, Carbondale. He is active in several non-for-profits working in the areas of homeless, world hunger and women’s cancer.
Scott Norman Bio
A 27-year mortgage banker, Scott Norman led the original campaign to amend the Texas Constitution to authorize reverse mortgages in the state in 1999, when he founded the Texas Association of Reverse Mortgage Lenders. He later closed the very first reverse mortgage loan in Texas. Norman has also testified numerous times before the legislatures of California, Arkansas and Minnesota to help craft legislation to protect senior homeowners around the country. He got his start in the mortgage business in Austin in 1993, later becoming President of the Austin Mortgage Bankers Association. Norman is currently the vice president of Field Retail and Government Relations for Finance of America Reverse and he serves as Co-Chairman of NRMLA’s Board of Directors for the 2021-2022 term.
Update From FHA's Santa Ana Homeownership Center
The Santa Ana Homeownership Center implements and enforces FHA’s regulatory policies for Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon and Washington as well as the Pacific Islands of American Samoa, Guam, and the Commonwealth of the Northern Marianas. Representatives from the Quality Assurance and Processing/Underwriting Divisions will update everyone on important regional issues as they pertain to HECM.
Introductions by Elly Johnson, President, All Reverse Pro, Hiram, GA and Co-Chair, NRMLA HUD Issues Committee
- Frederick Griefer, Deputy Director
- Anh Dong, HECM Servicing Specialist
- Daniel Mooney, Senior Single-Family Housing Specialist
- Esther Yamashiro, Housing Program Officer
Approved for 1 CRMP Credit
Frederick Griefer Bio
Frederick Griefer currently serves as the Deputy Director of the U.S. Department of Housing and Urban Development’s Santa Ana Homeownership Center, which insures single-family FHA mortgages, assures FHA mortgage quality, and oversees for Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon and Washington as well as the Pacific Islands of American Samoa, Guam, and the Commonwealth of the Northern Marianas. After finishing grad school in California, he moved to Washington, DC to work for the federal government at the U.S. Department of Health and Human Services working on Grants Policy, the Environmental Protection Agency as the Team Leader for Recipient Oversight before moving to HUD where he served as Director of Grants Management and Director of Field Operations for the Office of Native American Programs. In 2019, he and his family decided to move back home to California to serve as Deputy Director at SAHOC
Anh Dong Bio
Anh Dong has over 25 years’ experience in the mortgage banking industry. She is a HECM Servicing Specialist in the Quality Assurance Division (QAD) at the Santa Ana Homeownership Center since 2012. Her prior experience includes Senior Housing Specialist positions in QAD and the Real Estate Owned Division within SAHOC and Loan Specialist at the Small Business Administration.
Daniel Mooney Bio
A very familiar “face of HUD” at NRMLA events, Dan commenced his career with FHA in October 2003 as an Underwriter, following a career as a US Navy carrier pilot and a 20+ year career in mortgage banking. In 2005, Dan was named leader of the HECM Team for the Processing & Underwriting Division in the Santa Ana Homeownership Center (SAHOC), quickly establishing a national reputation as an authority on reverse mortgages. In October 2009, he was promoted to Senior Single-Family Housing Specialist and assigned to the Quality Assurance Division in SAHOC, where he conducts Underwriting and HECM Servicing reviews of HUD approved mortgagees to ensure compliance with all FHA requirements. He also serves as the division’s HECM subject matter expert and maintains strong interaction with the industry at large. Dan has represented SAHOC, as well as FHA Headquarters, speaking at numerous events over the years, in support of HUD’s mission to expand homeownership and retention and enhance the effectiveness and efficiency of the industry’s interaction with the Department.
Esther Yamashiro joined the Santa Ana Homeownership Center (SAHOC) in 2008 as an underwriter and in 2009, she succeeded Dan Mooney as the HECM point of contact for the Division. She became a Branch Chief in the Processing and Underwriting Division in 2012, where she led the Lender Training Team. She also worked on several initiatives developing policy and processes during this time including LRS (Loan Review System) and FHA Catalyst. She brings her experience in Single-Family policies and programs to her current position as the Housing Program Officer for SAHOC with a focus on Education and Outreach. Prior to joining SAHOC, Esther spent 22+ years in private sector mortgage loan origination, underwriting and funding.
Networking Means You Never Have to Say You’re Sorry
If you want to be the “go-to resource” for current and future clients, then join us for a special session to learn about the breadth of the longevity economy and eight ways to connect to vital resources in the aging in place market. You will learn practical tips to engage and collaborate with other senior service professionals.
Introductions: Tara Ballman, Executive Director, National Aging in Place Council, Costa Mesa, CA
- Fritzi Gros-Daillon, Director of Education, Age Safe America, Vista, CA
Bio for Fritzi Gros-Daillon
Fritzi Gros-Daillon, MS, CSA, CAPS, UDCP, SHSS, is a successful entrepreneur in Senior Move Management, Environmental Consulting and Aging in Place Home Safety and Modification. Named Educator of the Year by the National Association of Home Builders for 2019 and Master Instructor in 2021, she teaches aging in place and universal design courses. Working with Age Safe America, she developed the Senior Home Safety Specialist certification and co-created an online Family Caregiver Essentials program. Her Master’s in Business from Columbia University, combined with CAPS and UDCP, gives her the experience, perspective and expertise to work with multi-discipline professionals and clients of all ages. Her book, “Grace and Grit: Insights to Real Life Challenges of Aging for Adult Children and their Parents”, won five national book awards and the Canadian Book Excellence award in 2016. The book offers insight, humor and a deeper understanding of the complexity of roles and decisions for older adults and families considering changes to their homes. A founding member of the NAIPC San Diego chapter, she has also served on the boards of The Foundation for Senior Wellbeing, the San Diego County Council on Aging and the National Association of Remodeling Industry, San Diego. She is a public speaker on topics of home safety and aging in place at state and national conferences, radio and podcasts.
Cocktails on the Lawn