NRMLA Board of Directors Meeting (Closed session)
Registration Desk Open
The registration desk will be open from 11:00 am to 5:00 pm near the Harbor Ballroom area.
The exhibit area will be open from 11:00 am to 5:00 pm in the Harbor Ballroom Foyer.
Special luncheon presentation
Yes It’s Windy, but Notice It’s Behind You!
To help kick off NRMLA’s Eastern Regional Meeting, John Lunde and Jon McCue from Reverse Market Insight will provide a data-driven presentation focused on the historically advantageous macro environment for reverse mortgage customer acceptance. They will do a deep dive into recent historical trends of the reverse space, and how can we grow from here.
John Lunde, Reverse Market Insight, Inc.
John is an expert in financial analysis and investment modeling in a range of industries, including the last 18 years in reverse mortgages. John draws on deep experience and extensive relationships with leaders at top lenders, servicers and investors in the space to focus RMI’s product development and sales in productive niches for clients. Prior to founding RMI in March 2007, John led the Business Metrics & Analysis team at Financial Freedom to deliver comprehensive ongoing internal performance analysis across all lines of business in the company: Marketing, Sales, Operations and Servicing. John previously worked at AT&T Wireless, Cendant Settlement Services and MetaMarkets.com and holds a Bachelor of Science degree in Business Finance from California State University San Bernardino.
Jon McCue, Reverse Market Insight, Inc.
Jon is the Director of Client Relations for Reverse Market Insight. Jon ensures that RMI’s clients are getting the exact services that are most beneficial to their individual needs by taking a personal interest in each of them with particular focus on their current and future goals. By talking to each one individually and customizing a package of services that is just right for their business needs Jon is able to help RMI’s clients more effectively and efficiently target their marketplace with as little money as possible while increasing their returns. Jon is a native of Washington State and graduated from the University of Washington with his Bachelor of Arts in Economics. In his free time Jon enjoys spending time with his kids, fishing, and being active outdoors.
NRMLA and Congress: 2022 Legislative Priorities
As your advocate in Washington, DC, NRMLA and our legislative team educate congressional staff on important HECM issues and trends and the critical role of home equity to help older Americans age in place and live more financially secure lives. Our panel will discuss some of the important reverse mortgage-specific initiatives undertaken this year and other legislative priorities in the current Congress.
Host: Peter Bell, CEO, National Reverse Mortgage Lenders Association, Washington, DC
- David Horne, David L. Horne, LLC, Washington, DC
- Melody Fennel, Fennel Consulting, Alexandria, VA
- Scott Olson, Olson Advocacy Group LLC, Arlington, VA
Peter Bell, National Reverse Mortgage Lenders Association
Peter Bell is the founder and CEO of the National Reverse Mortgage Lenders Association. He has a 46-year background as a housing policy analyst and advocate in Washington, DC. In addition to his work on reverse mortgages and retirement finance issues, he is a nationally recognized authority on affordable housing development and finance issues and is frequently called upon to testify before Congress or advise federal agencies on housing matters. In addition to NRMLA, Bell also serves as the CEO of the National Housing & Rehabilitation Association.
Melody Fennel, Fennel Consulting, LLC
Melody H. Fennel is a public policy and government relations consultant, specializing in service to affordable housing and banking clients. Previously, she served as Assistant Secretary for Congressional and Intergovernmental Relations at the United States Department of Housing and Urban Development. Prior to her appointment to the Executive Branch, Fennel served the United States Senate Banking Committee as its chief housing finance and economic development policy advisor. As an in-house industry lobbyist, she represented the National Association of Home Builders and advocated for the National Council of State Housing Agencies. Ms. Fennel is a graduate of Vassar College.
David Horne, David L. Horne, LLC
David has spent most of the past 22 years providing government relations advocacy and strategic advice for a broad range of clients. Prior to starting his own lobbying practice, David spent six years working for Representative Rick Lazio as his Chief of Staff and Senior Counsel for the House of Representatives Banking, Housing, and Community Opportunity Committee. During 2008-2009 David was the Chief of Staff for the Department of Housing and Urban Development. In his practice, David interacts extensively with Congress and the Executive Agencies, primarily the Department of Housing and Urban Development, the Department of Veterans Affairs, the Consumer Financial Protection Bureau, the Federal Housing Finance Agency, and the Office of Management and Budget.
Scott Olson, Olson Advocacy Group LLC
Scott Olson is the President of Olson Advocacy Group, a firm he founded in September 2011 to provide advocacy, lobbying, and consulting services in the area of financial services, specializing in mortgage finance and housing. Previously, Mr. Olson spent over 20 years working on Capitol Hill, 15 of which he served on the House Financial Services Committee, where he was the Housing Policy Director, Democratic Staff. He worked extensively on housing finance issues, including GSE reform and FHA policies, as well as mortgage provisions in Dodd-Frank, mortgage modification policies, and mortgage servicing issues. Prior to his work on the Committee, he spent five years as Legislative Director and Budget Associate for Rep. Bill Orton (D-UT). Mr. Olson also has six years private sector experience as a public finance investment banker and four years’ experience in commercial real estate finance and investments. He graduated with an M.B.A. from UCLA and a B.A. from Stanford University.
Pro Tips For Ensuring a Successful Closing
To help improve the borrower experience, our expert panel of closing professionals will share tips for what loan officers can be doing better to prepare clients for a smoother closing.
- Tina Meilinger, Senior Vice President, Allegiant Reverse Services, Roseville, CA
- John Connell, Chief Operating Officer, Notaroo, Lancaster, PA
Approved for 1 CRMP Credit
Tina Meilinger, Allegiant Reverse Services
Tina serves as Senior Vice President of Allegiant Reverse Services, where she works closely with settlement teams and ARS clients. She started in the Title and Settlement Industry in 1981, and has worked in the areas of Commercial, Industrial, Residential and Subdivisions. Since 2003, Tina has specialized in the Reverse Mortgage industry.
John Connell, Notaroo Inc.
John Connell has served for the past 12 years as an operational executive with an array of technology organizations. Throughout that time, he’s managed sales, marketing, customer success and product management across the technology industries of critical document and compliance management, relational databases, CMS, financial processing, and his current venture in mortgage finance technology. In his current role, John is applying his problem-solving skills to cultivate calm from the chaos of the mortgage finance technology market. By enlisting integrated technology solutions and strong partner relationships, typically challenging aspects of mortgage finance, like reverse mortgages and attorney signings, are being improved and friction is reduced – making for a better borrower experience.
HECM Handbook: A Quick Review of NRMLA’s Process
HUD is working on the most important updates to the HECM Handbook in almost 30 years. With assistance from dozens of volunteers representing the entire spectrum of the reverse mortgage ecosystem, NRMLA submitted 183 comments on the draft HECM Handbook to HUD earlier this year, along with a cover letter highlighting the more important issues. Here’s your opportunity to get the latest news on this very important effort and to ask questions.
- Elly Johnson, President, All Reverse Pro, Hiram, GA, and Co-Chair, NRMLA HUD Issues Committee
Elly Johnson, All Reverse Pro
Elly Johnson has spent over 40 years in mortgage banking with the past 27 years in an executive capacity with several of the industry’s largest reverse mortgage originators and servicing providers. She now uses her years of experience and knowledge of the Reverse Mortgage industry to assist others in all aspects of the Reverse business as the owner and President of All Reverse Pro. She is an active NRMLA member, industry speaker, co-chair of the NRMLA HUD issues committee and now serves on the NRMLA Board of Directors. In 2017, Elly received a “Career Achievement Award” from NRMLA for her thoughtful and tireless leadership in the Reverse Mortgage industry.
Executive Committee Roundtable
Here’s your chance to engage directly with NRMLA’s top leadership who act on your behalf to further the reverse mortgage business. Get updates on member engagement, advocacy, PR, DEI and other committee activities.
- Steve Irwin, President, NRMLA, Washington, DC
- Michael Kent, President, PHH Mortgage Corp. dba Liberty Reverse Mortgage, Rancho Cordova, CA
- Scott Norman, Vice President of Field Retail & Government Relations at Finance of America Reverse LLC, Austin, TX
Steve Irwin, National Reverse Mortgage Lenders Association
As president of NRMLA, Steve Irwin oversees the association’s initiatives to serve as an educational resource, policy advocate and public affairs center for consumers, lenders and related professionals. His background includes experience with strategic planning, organizational design, portfolio acquisition, risk management and quality control. He received his B.A. from Grinnell College and his MBA from the University of San Francisco.
Michael Kent, Liberty Reverse Mortgage
Michael Kent has served as the President of Liberty since April 2015. Before joining Liberty, Michael spent four years at Reverse Mortgage Solutions, Inc. (RMS) and was the President of Loan Originations. In addition to his reverse background, he has over 30 years of “forward” mortgage experience, and has held leadership roles across various lending functions, including sales, operations, and secondary markets. He currently serves as an officer for the National Reverse Mortgage Lenders Association (NRMLA). Michael was born and raised in Chicago Illinois and attended Southern Illinois University, Carbondale. He is active in several non-for-profits working in the areas of homeless, world hunger and women’s cancer.
Scott Norman, Finance of America Reverse
A 27-year mortgage banker, Scott Norman led the original campaign to amend the Texas Constitution to authorize reverse mortgages in the state in 1999, when he founded the Texas Association of Reverse Mortgage Lenders. He later closed the very first reverse mortgage loan in Texas. Norman has also testified numerous times before the legislatures of California, Arkansas and Minnesota to help craft legislation to protect senior homeowners around the country. He got his start in the mortgage business in Austin in 1993, later becoming President of the Austin Mortgage Bankers Association. Norman is currently the vice president of Field Retail and Government Relations for Finance of America Reverse and he serves as Co-Chairman of NRMLA’s Board of Directors for the 2021-2022 term.