Reverse Mortgage Statistics

The following section contains statistics for the FHA Home Equity Conversion Mortgage program.

Annual HECM Production Chart

The following page shows annual HECM production from 1990 to the present by federal fiscal year and by calendar year from 2001 onward.

Monthly HECM Production

FHA insured 4,654 reverse mortgages in November (9,307 YTD), compared with 6,559 loans endorsed a year ago (11,838 YTD).

Exclusive HECM Endorsement Analysis

Following is a more detailed analysis of the monthly HECM data published by HUD prepared by Reverse Market Insight.

HECM Single-Family Public Data

FHA is now making available HECM loan-level origination and performance data.

Measuring HECM Volume by State, County and City

View monthly reports that display HECM volume at the state, county and city levels, as well as by Lender.

Monthly HECM Data on Traditional, Saver, Refi and Purchase Activity

FHA publishes a monthly report titled FHA Outlook: Single-Family Operations, which examines its forward and reverse book of business for that particular month.

HECM Endorsements by State, Borrower Characteristics

View monthly reports showing loan endorsements by state from 1990 to the present, as well as interest rate and borrower statistics.

HECM Principal Limit Factor Tables

View the principal limit factors that determine how much equity a homeowner receives through a traditional FHA-insured Home Equity Conversion Mortgage or the new Saver product.