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Six Changes Coming to Social Security in 2026

Six Changes Coming to Social Security in 2026

Big changes are coming to Social Security in the year ahead, according to Kiplinger’s, impacting everything from the size of benefit checks to the full retirement age. Here are just a few things you need to know.

  • The full retirement age (FRA) — the age at which individuals are eligible to receive 100 percent of their Social Security benefits — will increase to 66 years and 10 months for those born in 1959 and 67 for those born in 1960 or later.
  • The maximum salary that Social Security will collect taxes on will be estimated at $183,600 in 2026, an increase of $7,500 from 2025. Social Security will stop withholding taxes once a person reaches the maximum income amount for the year.

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Darryl Hicks

Darryl Hicks is Vice President of Communications for the National Reverse Mortgage Lenders Association. In this capacity, Hicks writes for NRMLA's publications, manages the association's web sites and social media accounts, assists committees and the Board of Directors, and manages the Certified Reverse Mortgage Professional designation. Prior to joining NRMLA in 1999, Hicks spent three years in the Washington, D.C. bureau for National Mortgage News.