Retirement Research

Deferring Social Security past the age of 66 by three to six months has the same impact on a person’s retirement standard of living as saving an additional … more New Research Highlights Benefits of Delaying Retirement

The growing popularity of health savings accounts (HSAs), increased consumer education around de-accumulation strategies, and nationally mandated retirement savings plans are just some of the issues that retirement … more Wealth Managers Forecast 2018 Trends

A new policy paper authored by Brookings Institute senior fellow Louise Sheiner, titled The Long-Term Impact of Aging on the Federal Budget, examines the effects of an aging … more New Study Evaluates Impact of Aging on Federal Budget

Reverse mortgages should be one of the tools that retirees and their financial advisers consider on a case-by-case basis when evaluating options for improving retirement security, according to … more Stanford Research Advocates Reverses For Consumers Evaluating Retirement Income Options

The percentage of working-age U.S. households who are “at risk” of being unable to maintain their pre-retirement standard of living in retirement fell from 52 percent to 50 … more Retirement Risk Index Shows Modest Improvement

The Bureau of Labor Statistics last week reported a 3.1 percent unemployment rate for workers aged 55 and older in November, a rate unchanged from October. But according … more Economic Obstacles Faced By Older Women

A majority of parents are paying for at least some of their adult children’s expenses, and it could be costing them up to $227,000 in retirement savings, according … more Supporting Adult Kids Can Cost Parents $227K in Retirement Savings

Mothers with one child receive 16 percent less in benefits than non-mothers, and each additional child shrinks benefits by another 2 percent, according to a new paper from … more Social Security Benefits Less for Moms, Study Finds

Once thought to be a strategy effective only for the mass-affluent, new analysis from researcher Barry Sacks shows that the “almost-affluent” can also benefit from establishing a HECM … more Reverse Mortgages Subject of New Article in Journal of Financial Planning

A blog post published this week by AARP’s Jean Accius, titled Hanging in the Balance: The High Cost of Long-Term Services and Supports, summarized a recent panel discussion sponsored … more Solving America’s Long-Term Care Crisis