Retirement Research

Upfront draw restrictions, combined with a Life Expectancy Set-Aside, could reduce future tax and insurance technical defaults by as much as 50 percent, according to Ohio State University … more OSU: FHA Policy Changes Could Cut Defaults by Half

Despite the fears of Gen X’ers and Millennials that Social Security will be insolvent by the time they reach retirement age, the government’s annual report to Congress on … more Blogger: Social Security Isn’t Going Bankrupt

New data analysis from the Pew Research Center shows that nearly 9 million adults aged 65 and older are still in the workforce either full or part-time. That’s … more More Older Americans are Working

While 83% of Americans nearing or in retirement want to remain in their current home for as long as possible, less than half – 44% – considered using … more Survey: Retirees Want to Age in Place But Hesitant to Tap Home Equity

Ignoring home equity and the leverage it potentially represents could raise red flags that the retirement advisor may not be doing everything possible to provide guidance that is … more Webcast: Home Equity as a Retirement Income Source

By Joel Swerdlow Financial Planners must learn about reverse mortgages; reverse mortgage originators must learn about financial planning; and everyone must be willing to change and grow. That … more Engaging Financial Planners: Advice from American College’s Jamie Hopkins

A report published by the Urban Land Institute, entitled How Retirement is Changing in America, shows that between 1998 and 2012, the share of adults age 65 and … more How Retirement Is Changing in America

By Stephanie Moulton, Caezilia Loibl and Donald Haurin (The Ohio State University) At the November NRMLA Annual Meeting in San Francisco, Dr. Stephanie Moulton unveiled a sneak peak … more Aging in Place: Analyzing the Use of Reverse Mortgages to Preserve Independent Living