Retirement Issues and Trends

While numerous surveys have highlighted Americans’ anxieties about outliving retirement assets, stock market instability and persistent inflation, you can now add taxes to the equation. By the numbers: … more Retirement Tax Worries on the Rise

Fidelity Investments® reported in its Q4 2025 retirement analysis that 401(k) and 403(b) account balances experienced double-digit growth for the third consecutive year. Go deeper: Fidelity attributed the … more Fidelity: Gen X and Women See Retirement Saving Gains

A new report published by Morningstar examines how retirees decide how much money to withdraw from their retirement savings accounts (such as 401(k)s, IRAs, and other defined-contribution plans). … more Why Are Retirees Underspending?

Nearly six million employees at small businesses have gained access to 401(k) plans since 2019, according to an article published by Entrepreneur.com. By the numbers: Gusto, a payroll … more Small Businesses Are Racing to Add 401(k) Retirement Plans

In a new West Health-Gallup poll of nearly 20,000 U.S. adults, roughly one-third of respondents — the equivalent of more than 82 million Americans — said they have … more One-Third of Americans Cut Back to Cover Healthcare Expenses

The Employee Benefit Research Institute published a report that estimates some couples could need as much as $469,000 in savings to cover their health care costs in retirement. … more Projected Savings Medicare Beneficiaries Need for Health Expenses Increases

Asset Preservation Wealth & Tax, a high-net-worth financial advisory firm based in Phoenix, surveyed 1,000 Americans ages 55+ planning to retire in 2026 to gauge confidence levels and … more 2026 Retirement Readiness Outlook

Using Census Bureau data, a new report from the National Institute on Retirement Security (NIRS) finds that homeowners aged 65 and over have accumulated on average $210,493 in … more Retirement in America: Report Analyses Preparedness of Working-Age Americans

While financial experts typically recommend keeping three to six months of expenses saved for emergencies, the reality is that a large segment of the population, including Baby Boomers, … more Bankrate Emergency Savings Report