Retirement Issues and Trends

Alicia Munnell, former director at the Center for Retirement Research at Boston College and one of America’s top thought leaders on retirement policy, published a proposal for extending … more A Proposal to Fix Social Security

A new LendingTree analysis finds that 97.1 percent of U.S. adults between the ages of 66 to 71 have nonmortgage debt. Why it matters: The study examines what … more 97.1 Percent of Retirement-Age Americans Have Nonmortgage Debt

While saving for retirement is the top financial priority for 88 percent of Americans, a new survey from global financial company Prudential Financial Group shows a disconnect between … more Prudential Survey Suggests Knowledge Gap Around Retirement Saving Best Practices

Despite the advice they may be getting from their financial advisors, a new Issue Brief from the Center for Retirement Research at Boston College shows that older households … more Do Older Adults Understand Healthcare Risks, and Do Advisors Help?

A record number of Americans turn 65 this year, and more women are set to outlive their husbands as female lifespans lengthen relative to men’s. As a result, … more Baby Boomer Women Deciding the Fate of Trillions of Dollars

As many as 452,000 Social Security recipients who’ve defaulted on federal student loans could be at risk of losing some of their benefits to garnishment by the Department … more Retirees With Student Debt Could Lose Some Social Security Benefits

Yes, it’s admittedly way too early to accurately predict what the Social Security cost of living adjustment (COLA) for 2026 will be. But based on the latest Bureau … more Initial 2026 Social Security COLA Prediction: 2.5 Percent

New research published by Morningstar recommends that retirees adjust how much they withdraw annually from their retirement accounts from the traditional “4 Percent Rule” down to 3.7 percent, … more Morningstar Recommends Lowering Retirement Withdrawal Rate

USA Today reported that two-fifths of retirees carry balances on their credit cards, according to the 2024 Spending in Retirement survey, released in November by the nonprofit Employee Benefit Research … more Large Share of Retirees Have Credit Card Debt

An analysis of 401(k) and IRA accounts managed by Fidelity Investments found that Baby Boomers on average have saved $250,900 in their workplace 401(k) and $250,966 in an Individual Retirement … more Fidelity Examines 401(k) and IRA Balances By Generation